Loans

Find relevant loans

Answer a few questions about your business and our e-Adviser for Government Assistance will recommend loans you can apply for.

Go to e-Adviser for Government Assistance

For all sectors

• Help My Business through COVID-19

  Enhanced Enterprise Financing Scheme - SME Working Capital Loan
  Receive greater financing support to bridge your working capital gaps. Maximum supported loan of $1m, with 90% Government risk-share.

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  Enhanced Enterprise Financing Scheme - Trade Loan
  Get better access to trade financing amidst the current environment of slower business activities and longer payment cycles. Maximum supported loan of $10m, with 90% Government risk-share.

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  Temporary Bridging Loan Programme (TBLP)
  The TBLP provides access to working capital for business needs, at a maximum loan quantum of S$3 million with 70% Government risk-share on loans for new applications initiated from 1 April 2020 - 30 September 2022.

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• Improve My Financial Management

  Enhanced Enterprise Financing Scheme - Trade Loan
  Extension of enhanced support for trade financing needs from 1 April 2022 to 30 September 2022, to ease enterprises’ access to credit to mitigate short-term cashflow pressures.

  Enhanced support for enterprises trading in challenged markets to encourage internationalisation.

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  Enterprise Financing Scheme (EFS)
  The EFS helps Singapore enterprises to access financing more readily. EnterpriseSG will share the loan default risk in the event of enterprise insolvency with the Participating Financial Institutions.

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  Temporary Bridging Loan Programme (TBLP)
  The TBLP provides access to working capital for business needs, at a maximum loan quantum of S$3 million with 70% Government risk-share on loans for new applications initiated from 1 April 2020 - 30 September 2022.

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For specific sectors

• Building and Construction

  Enhanced Enterprise Financing Scheme - Merger & Acquisitions
  Supports enterprises’ M&A financing needs, including for domestic M&A deals from 1 April 2022 to 31 March 2026, to encourage restructuring and consolidation post-COVID.

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  Enhanced Enterprise Financing Scheme - Project Loan
  Extension of support for domestic projects for construction sector from 1 April 2022 to 31 March 2023.

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